Resources for all your lending needs.
UHEAA is committed to helping students succeed. We understand the pressures of paying for college. Student loans shouldn’t be your first choice to pay for college and you may be better off if you don’t end up using student loans at all.
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Talk to an expert.
If you have questions about Complete Student Loans, other private student loans, federal financial aid options, or if you just need help coming up with a plan, schedule a time to meet with one of our experts.
Find repayment options that work for you.
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Featured Article
July 1st, 2020

4 Reasons to Work While in School

To work or not to work, that is the question. According to a study conducted by...
To work or not to work, that is the question. According to a study conducted by Georgetown University, over 70% of students work while in college. In 2015, over 14 million college students worked. Working students have much to gain from employment during their college...

Common Questions

You may borrow up to your school’s cost of attendance, less any other financial aid you received. The loan amount must be certified by the school.
Interest rates are based on credit, repayment, and term options chosen. Learn more about our interest rates.
Undergraduate Loan
  • 10 or 15-year term
  • Interest-only payments while in school
  • Full principal and interest payments while in school
Graduate Loan
  • 10 or 15-year term
  • Interest-only payments while in school
  • Full principal and interest payments while in school
  • Fully-deferred principal and interest payments while in school
Refinance
  • 10, 15, or 20-year term
  • Full principal and interest payments
Tuition, fees, books, etc. Basically any education-related expenses your school will certify.
Over 80% of our borrowers have cosigners. Applying with a credit worthy cosigner may reduce the interest rate you’re eligible for.
It is recommended that your cosigner be a parent, grandparent, spouse, or guardian.