Holidays are an exciting time to make memories and enjoy taking a break from your classes. However, the downside to a holiday break is the toll they can take on your bank account. Last year, Americans planned to spend $7.1 billion dollars celebrating the 4th of July. Consumers spend an average of $73.42 per person on food… Read More »
Get Your Spring Break On, Without Debt.
March is here, which means it’s time for spring break vacations (and a break from homework). With Utah still at freezing cold temperatures and snow still frosting the valleys, its 100% normal to want to get out of town this month and break away from your day-to-day routine. However, if you’re like me and… Read More »
Tips for the Sleepy College Student.
As a college student, you know that sleep is important but do you understand why? Giving your body adequate rest helps improve mental and physical health, memory, focus, safety, and overall happiness – all of which are crucial to doing well in college. There are many common myths and misconceptions floating around about sleep—such… Read More »
40 Free Things To Do For Pioneer Day Weekend
Take Advantage of Free Fun this Pioneer Day Weekend. Did you know states can choose to include or omit holidays to fit the culture relevant to their population? If you live in California, you can celebrate Cesar Chavez Day. Or, if you’re fortunate enough to live in Hawaii, you can even celebrate Prince Jonah Kuhio… Read More »
What You Need to Know About the Federal Student Loan Rate Increase
For the first time since 2014, all federal student loan interest rates will increase by 0.69% on July 1st, 2017 (see table below). Did You Know: There is a cap on how high federal student loan rates can go? Congress set the following limits—8.25% for undergraduates, 9.5% for graduate loans, and 10.5% for PLUS… Read More »
6 Tips For A Debt Free Summer
7 out of 10 college students are worried about their finances. If you’re a college student, you know the feeling all too well. Finances are tight, but that doesn’t mean you can’t have a blast this summer. Here are some tips and ideas to help you spend less money for a debt free summer. … Read More »
College Life: Showing Your Love On A Budget
Valentine’s Day is viewed as a consumer holiday spent on candy, greeting cards, flowers, jewelry, clothes, gift certificates, and a romantic night out. According to the National Retail Federation, U.S. consumers are expected to spend a total of $18.2 billion dollars, averaging $136.57 per person this Valentine’s Day. Here are some alternatives for budgeting… Read More »
Summer Ideas that Won’t Bust Your Budget
Shining sun, swimming pools, adventurous road trips, sizzling outdoor cooking, staying hydrated— essentially the non-scientific definition of a great summer. If you’re a college student or a recent graduate, here are some ideas on how to stick to a budget while having fun in the sun. Infused Yummy Water Recipes. Let’s face it, sometimes drinking… Read More »
4 Affordable Places Utah College Students Can Explore
Summer break is around the corner and you most likely want to get out of town for a few days. For those of you attending college in Utah, there are lots of fun, exciting, absolutely beautiful, and affordable places to explore within a short 30-minute to few hour drive. Affording your trip is possible, but it… Read More »
College Students: Read This Before Filing Your Taxes
Filling Taxes? Here’s How College, Jobs, Marriage or the Birth of a Child Changes Things. When it comes to filing your taxes, it’s important to be aware of different tax credits you can receive. A new milestone in life is exciting! Congratulations on your new adventure. From going to college, tying the knot, to having… Read More »
Avoid These 5 Bad Money Management Habits
Do you have an income coming in, but feel like you’re constantly broke? Do you ever think of what you’d actually do if you ran out of money? The best action plan is to learn to manage your money and develop healthy spending and saving habits—don’t let your finances get out of hand! Where do… Read More »
Don’t Miss This Date: Utah Tuition Deadlines
Utah college students: Don’t miss the tuition deadlines at your school! If you do, you may have to pay late fees or be unregistered from your classes. Here are the deadlines for most of the schools in Utah to help refresh your memory. [wpdatatable id=1] Supposing that you received your second disbursement by the beginning of… Read More »
10 Moments Every College Student Has at the Airport During the Holidays
Seeing family and friends for the holidays is the best! If you have taken a flight even once in your life, you can probably relate to these all-too-common holiday airport and travel moments. 1. You can’t find your gate because the airport is so crowded. 2. You Saw One Snowflake and You’re Sure Your Flight’s Going to Be… Read More »
6 Things All College Students Can Relate To
College comes with its fair number of obstacles, but it is 100% worth the effort! The view is worth the climb, right? Not to mention, it is comforting to know that we aren’t the only ones going through the college ringer. Here are some tips and tricks to help you overcome some of the most… Read More »
College Cooking: Fall Recipes Every Pumpkin Loving Student Will Enjoy
It’s fall, Halloween is around the corner, and Thanksgiving is next month! Here are some mouth-watering and colorful recipes that feature our seasonal favorite – pumpkins. Pumpkin Penne Pasta Photo Credit: Pumpkin Penne Pasta | Vegetarian Pumpkin Recipe from Hilah Cooking YouTube Ingredients: Pumpkin, Oil, Onions, Salt, Garlic, Nutmeg, White Wine or Chicken Stock, Dried Seasoning, Parmesan, Pasta See the recipe here. Pumpkin Turkey Chili Photo… Read More »
Good Habits: Login to Track Your Student Loans
College students can qualify for federal student loans and private student loans to help pay for college. Being a responsible borrower means tracking your loan information frequently. It’s a good practice to login and track your loans at least once a month – federal or private. Keeping Track of Federal Student Loans To access your federal… Read More »
College Living: Halloween Spooktacular DIYs
As a college student, you may not have a lot of money to spare for scary-expensive Halloween decorations. Guess what? You can still have an exciting, frightening, and a ghoulish time in your dorm room or apartment this spooky season. Get ready for Halloween with these inexpensive DIY decorations. Milk Jug Ghosts What You’ll Need: Milk Jugs,… Read More »
6 Awesome College Money Habits That Will Save Your Wallet
Pursing post-secondary education is NOT just about getting your degree or diploma. College is a great time to develop different habits such as how you budget your time, budget your money and much more. Today, I want to share some money saving habits that you can learn while you’re in college that will help you throughout your life. Keep in… Read More »
4 Ways To Save On College Costs
Money plays a huge role when you’re in college. I worked four jobs so I didn’t have to ask my parents. There are a lot of ways you can save money that you probably haven’t though of. You can borrow less money if you make smart cost cutting decisions. Here are 4 ways to save on college expenses. 1.… Read More »
College Kitchen Tip: Save Money And Eat Good Food
There are many ways to pay for college. Saving money while you’re in college is also a clever way to pay for college. In order to do that you need to spend smart. When you’re a college student your life gets super-busy, which can leave very little time for cooking. You can take the easy route to… Read More »
Strategies: Saving for College
Do you remember how long it took to fill your piggybank when you were a kid? Then you may know by now that saving for college is something you can’t do overnight. More Americans are saving money for higher education than before because they know saving for college is a long-term commitment. According to College Savings Plans Network about… Read More »